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TagMyCredit

Personal project · Trade-credit intelligence for the Gulf

Role
Solo — product, design and engineering
Year
2026
Type
Personal project
Status
Live · MVP
Links
Live MVP demo ↗Live website ↗GitHub (MVP) ↗

01 / 06

TagMyCredit dashboard for a supplier credit manager
TagMyCredit marketing website hero
Trade Risk Score card for a buyer in default
Supply-chain project map with tiers and risk lights
CFO confirming a credit line with a one-time code
TagMyCredit mobile web app home screen

A shared, anonymous record of B2B trade credit. Suppliers tag the credit they give, the buyer's CFO confirms it by SMS code, and the network turns everyone's monthly reports into a risk score, a capacity traffic light and default alerts.

(01)Problem

Businesses in Saudi Arabia and the UAE sell on 30–90 day terms, but nobody tracks that trade credit. A supplier can verify a buyer's licence and references — never that the buyer already owes ten other suppliers and is paying them late.

(02)Approach

  1. 01Give-to-get network: suppliers contribute monthly aging reports and receive intelligence in return.
  2. 02Privacy by design: nothing about a buyer is shown until at least three suppliers report, and alerts never name the filer.
  3. 03Explainable, versioned score (300–1000) from four factors plus bad-debt caps — no black-box ML before there is data to justify it.
  4. 04Dual verification: only the buyer's designated CFO can confirm a credit line, with a one-time code tied to that exact version of the terms.

(03)What I built

  • Marketing website with an interactive NEOM-style supply-chain cascade map, deployed on Vercel.
  • Full-stack MVP: company onboarding with instant TMC-IDs, credit-line lifecycle (amend, close, dispute, closure, default reports), CFO OTP confirmation, monthly snapshots with data-quality quarantine, ops review console and a monthly score release.
  • Postgres row-level security so one company can never read another's data — enforced by the database, not just the app.
  • Supply-chain project map on real scores, Arabic right-to-left layout, dark mode and a native-feeling mobile web app.

(04)Results

automated tests passing (rules, database privacy, flows)
271
supplier privacy floor before any score is shown
3
demo personas for investor and customer pitches
7
languages, English and Arabic (RTL)
2

(05)Stack

  • Next.js 16
  • React 19
  • TypeScript
  • PostgreSQL 17 · RLS
  • Drizzle ORM
  • Better Auth
  • Zod
  • Vitest
  • Playwright
  • Vercel
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